stop the fx leak. keep more of your revenue.
How much do you lose to FX fees? Most founders* get charged FX fees twice: on income and expenses. Use the FixMyFX calculator to see exactly how much you could save.
*If your company, clients, and suppliers are all in the same country, you probably don't need this.
CURRENT SETUP (lazy tax)
stripe auto-convert + bank fx
Includes Stripe's 1-2% auto-conversion fee on revenue + your bank's ~3% spread on foreign spending.
FIXMYFX SETUP (zero leak)
multi-currency account
Assumes using a multi-currency account to receive funds (0% fee) and paying foreign expenses from balance. Cost shown is ~0.4% conversion fee on the net profit only.
POTENTIAL ANNUAL SAVINGS
1. Open a multi-currency account to match your income (USD/EUR).
2. Connect this to Stripe so you get paid in the original currency (skipping FX fees).
3. Pay foreign expenses (SaaS/Ads) directly from these balances.
4. Convert only the remaining balances to your home currency.
Equivalent to:
You are already using an optimised setup. Most founders lose per year on this volume, but you keep it.
Because you don't auto-convert revenue (saving 1-2%). If you pay expenses directly from your foreign currency balances, you stop the leak completely.
YOUR ANNUAL FEES
Assumes you pay ~0.4% conversion fee only on the net profit you bring home.
built by Tania Bell
product manager*, learning to code (*ex-finance manager)
Disclaimer: This tool provides estimates based on standard publicly available fee structures. It does not constitute financial advice. Always check your own bank's PDS.